Help to Buy
The Help to Buy Government backed scheme is designed to help anyone who can afford a mortgage but perhaps doesn't have a big enough deposit to buy a new home
A simple scheme that will enable you to buy a new Pentland home up to the value of £600,000 with a 5% deposit
You will need a 75% mortgage and the Government will lend you 20% of the purchase price, this Government loan is interest free for the first 5 years
How Help to Buy works:
Choose your new Pentland home
Complete the online application and a financial consultation
Reserve your new home and submit the application for your purchase, our Independent Mortgage Advisor can assist you with this as well as your mortgage application
Instruct a Solicitor for the purchase of your new home
You cannot rent out your existing home and buy a second home through Help to Buy
The scheme is not available to buy to let investors or those who will own any property other than their Help to Buy property after completing the purchase
You must repay the Help to Buy percentage contribution when you sell you home or after 25 years
Please see the Help to Buy buyers guide for full details
*The Help to Buy scheme has terms and conditions and is subject to affordability criteria as defined by the Homes and Communities Agency.
You can find more information here :-
The Help to Sell scheme is an incentive which you could be eligible for provided that you reserve and subsequently purchase a new Pentland Home to the same value or more than the property that you are selling.
Before you instruct an estate agent to sell your current property please contact us.
Remember, please talk to us before you talk to them.
Find information on the Home Builders Consumer Code here.
Help to Sell
Our Help to Sell initiative is designed to assist you in selling your property, whether you’re down sizing or up sizing
A simple process that will enable your property to be marketed whilst we hold your chosen new home
And, we pay the agents fees
How Help to Sell works:
Choose your new Pentland home from selected availability and complete the application
We will then select and instruct 3 local estate agents to appraise your property
We agree the marketing figure with you from those 3 appraisals and take your holding cheque to enable us to commence marketing
We instruct up to 3 agents to maximise exposure and work to achieve the best price for your property
You will use your best efforts to keep the property presentable, accessible and viewable at all reasonable times
We will hold your chosen new home for up to 4 weeks whilst working to achieve a sale on your property
We monitor activity - viewings and feedback on your home
When a sale is agreed, we progress it to enable you to purchase your new home with us
And finally, we pay the agents fees including the VAT
Speak to our Sales Advisors to find out if your property is eligible for our Part-Exchange Scheme. On selected plots, we may be able to offer a PX on your current home, saving you the hassle of putting your property on the market and dealing with lengthy chains!
How Part-Exchange works:
Choose your new Pentland home and find out if your current property is eligible for the scheme
We will then instruct 3 independent valuations on your property
We agree a purchase price with you and make a formal offer on your home
Once accepted, we instruct our solicitors to proceed with the sale
Once completion has happened, you are free to move in to your Pentland home!
Hours of Work: