Incentives to help you move
Your Dream home one step closer with Deposit Top- Up
Put down a 10% deposit, and we top it up by 5% giving you 15% deposit in total. This means you need to borrow less from a lender and could even secure a more competitive mortgage rate. Making it easier to buy the Pentland home you’ve always wanted.
How does it work
We could top your deposit by up to 5% of the purchase price of your new property, making it easier to buy the home that was just out of your reach.
As an example, if you wanted to buy a £300,000 new home, you would put down £30,000 (10%) and we top up your deposit by up to £15,000 (5%), giving you a total potential deposit of £45,000 (15%). You may then only need to secure an 85% mortgage. For the same purchase if you put down a deposit of £37,500 (12.5%) we would top up your deposit by up to £7,500 (2.5%), again giving a total deposit of £45,000 (15%).