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Incentives to help you move

Deposit Top-Up.

Your Dream home one step closer with Deposit Top- Up

Put down a 10% deposit, and we top it up by 5% giving you 15% deposit in total. This means you need to borrow less from a lender and could even secure a more competitive mortgage rate. Making it easier to buy the Pentland home you’ve always wanted.

How does it work

We could top your deposit by up to 5% of the purchase price of your new property, making it easier to buy the home that was just out of your reach.

As an example, if you wanted to buy a £300,000 new home, you would put down £30,000 (10%) and we top up your deposit by up to £15,000 (5%), giving you a total potential deposit of £45,000 (15%). You may then only need to secure an 85% mortgage. For the same purchase if you put down a deposit of £37,500 (12.5%) we would top up your deposit by up to £7,500 (2.5%), again giving a total deposit of £45,000 (15%).


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Select your perfect Pentland home


You’ll need to save a 10% deposit to be eligible for our Deposit Top-Up scheme.

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Deposit Top-Up


Speak to our friendly sales team to help you find the home of your dreams, and check that the home you want to buy from us is covered by our Deposit Top-Up scheme.

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We will help you along the way


Once you have found an eligible home, We’ll boost your deposit by up to 5% of the total purchase price, potentially helping you to move sooner and maybe even giving you access to better mortgage deals by increasing your loan to value

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Move into your dream home


The Pentland Sales Team will be on hand to help you through every step of your journey. Helping you throughout the journey up until moving into your brand-new Pentland home.


Your dream home is one step closer.

WE’RE HERE FOR YOUR NEXT CHAPTER


Other ways to buy

Help to Sell

Pentland Homes will work with a local estate agent to sell your current home - we'll even pay your agents fees!

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Part Exchange

On selected plots, we may be able to offer a Part-Exchange on your current home, saving you the hassle of selling it yourself!

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Deposit Unlock

Buy your next new build home with just a 5% deposit meaning you could move into your dream home more quickly

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Forces Help to Buy

Forces Help to Buy aims to make it easier for Britain’s regular Armed Forces personnel, by enabling successful applicants to borrow their 5% deposit

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Mortgage Contribution

Buying your new Pentland home using the mortgage contribution scheme.

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Living Cost Contribution Scheme

Buying your new Pentland home using the living cost contribution scheme.

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Key Worker Deposit Contribution scheme

We could help you make your move with our Key Worker Deposit Contribution scheme.

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Armed Forces Deposit Contribution scheme

We could help you make your move possible with our Armed Forces Deposit Contribution scheme.

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Register your interest