Forces Help to Buy | Pentland Homes Skip to main content
We could be your cash buyer with Part Exchange, removing the stress of selling your current home.

Incentives to help you move

Forces Help to Buy.

Forces Help to Buy is a scheme from the Ministry of Defence aiming to encourage and support home ownership amongst eligible Service personnel – even Self-Build projects are covered.
The FHTB scheme is designed for first-time buyers or, in some cases, for those needing to move to another property and enables successful applicants to borrow their 5% deposit from the Ministry of Defence as an interest free loan to applicants of up to 50% of their salary, with a maximum of £25,000.


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Check out your eligibility


Check your eligibility for Forces Help To Buy on the Ministry of Defence website here www.gov.uk/guidance/forces-help-to-buy

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Choose your Pentland Home


Select your Pentland Home and speak to one of our friendly sales advisers

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Complete you application form


We will introduce you to an Independent Financial Adviser who can help you with the mortgage application including your Forces Help To Buy deposit

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Move into your dream home


Move into your new Pentland home


Borrow up to 50% of your salary interest free

WITH A MAXIMUM OF £25,000


Other ways to buy

Help to Sell

Pentland Homes will work with a local estate agent to sell your current home - we'll even pay your agents fees!

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Part Exchange

On selected plots, we may be able to offer a Part-Exchange on your current home, saving you the hassle of selling it yourself!

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Deposit Unlock

Buy your next new build home with just a 5% deposit meaning you could move into your dream home more quickly

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Mortgage Contribution

Buying your new Pentland home using the mortgage contribution scheme.

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Living Cost Contribution Scheme

Buying your new Pentland home using the living contribution scheme.

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Deposit Top-Up

Your Dream home one step closer with Deposit Top-Up.
Put down a 10% deposit, and well top it up by 5% making it easier to buy the Pentland home you've always wanted.

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Key Worker Deposit Contribution scheme

We could help you make your move with our Key Worker Deposit Contribution scheme.

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Armed Forces Deposit Contribution scheme

We could help you make your move possible with our Armed Forces Deposit Contribution scheme.

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Register your interest