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Incentives to help you move
Deposit Unlock.
Deposit Unlock is a new scheme created by the Home Builders Federation (HBF) in conjunction with the housebuilding industry and mortgage lenders. It allows purchasers to buy a new-build home with as little as a 5% deposit.
The scheme is open to first time buyers and home movers who wish to buy a new-build home from a registered HBF member, with a deposit between 5% and 9.99%. deposit-unlock.co.uk
If you are currently paying money towards your rent and you would prefer to pay this towards buying a new home, then it could be worth exploring what could do to make buying a new home more affordable for you.
It reduces the amount of deposit required to purchase a home and gives you access to better mortgage deals.
Choose an eligible Pentland home
Get in touch with our Sales team to find your dream Pentland home
Independent Financial Advise
We will provide you with a letter to give to your Mortgage Broker or Independent Financial Advisor that confirms that Pentland Homes is prepared to offer Deposit Unlock. We cannot guarantee that the lender will accept your application.
Complete your application form
Your Mortgage Broker or Independent Financial Adviser will then advise you on the participating mortgage lenders and take you through the process of applying for a mortgage.
Move into your dream home
If your mortgage application is successful, you can reserve your Pentland home and you’re one step closer to your new home.
Buy with a deposit of 5%
WITH A MAXIMUM MORTGAGE OF £750,000
Other ways to buy
Help to Sell
Pentland Homes will work with a local estate agent to sell your current home - we'll even pay your agents fees!
Tell me morePart Exchange
On selected plots, we may be able to offer a Part-Exchange on your current home, saving you the hassle of selling it yourself!
Tell me moreForces Help to Buy
Forces Help to Buy aims to make it easier for Britain’s regular Armed Forces personnel, by enabling successful applicants to borrow their 5% deposit
Tell me moreMortgage Contribution
Buying your new Pentland home using the mortgage contribution scheme.
Tell me moreLiving Cost Contribution Scheme
Buying your new Pentland home using the living Cost contribution scheme.
Tell me moreDeposit Top-Up
Your Dream home one step closer with Deposit Top-Up.
Put down a 10% deposit, and well top it up by 5% making it easier to buy the Pentland home you've always wanted.
Key Worker Deposit Contribution scheme
We could help you make your move with our Key Worker Deposit Contribution scheme.
Tell me moreArmed Forces Deposit Contribution scheme
We could help you make your move possible with our Armed Forces Deposit Contribution scheme.
Tell me more